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Discovery Medical Aid Scheme

About Discovery Health

Discovery Health is currently the biggest and most secured medical aid scheme in South Africa with over R7 billion in reserves. The scheme has also been rated with an AA+ rating for its claims paying ability. All these benefits provide its members with complete peace of mind and security. Discovery Health also has a rewards programme called “Vitality” that will allows the member access to a wide range of tools and partners to help them get healthier. The scheme also offers its members a 20% discount on life insurance premiums and up to 50% of the member’s premiums paid back to them.

Discovery Health Options

Discovery Executive Plan

The Executive Plan has the most extensive cover in hospital, for day-to-day healthcare and for emergencies, comprehensive chronic illness benefits and access to funding for the latest medical technology. Members have private ward cover of up to R1 150 a day. Members also have access to the Trauma Recovery Extender Benefit.

Discovery Comprehensive Series

The plans in the Comprehensive Series offer extensive in-hospital cover, as well as comprehensive day-to-day benefits, chronic illness benefits, access to funding for the latest medical technology and a Medical Savings Account with an Above Threshold Benefit.

The Delta network options are an affordable alternative. It pivots on the Delta Hospital Network, where cover is provided in full, while also offering the choice of other providers, subject to a deductible of R4 550.

Options in this plan:

  • Classic Comprehensive
  • Essential Comprehensive

Discovery Priority Series

The plans in the Priority Series offer extensive in-hospital cover and day-to-day benefits, through the Medical Savings Account and limited Above Threshold Benefit. Members also have cover for approved chronic medicine and access to the Trauma Recovery Extender Benefit.

Options in this plan:

  • Classic Priority
  • Essential Priority

Discovery Saver Series

The plans in the Saver Series offer a high level of in-hospital cover and a Medical Savings Account for day-to-day medical expenses. Members also have cover for approved chronic medicine and access to the Trauma Recovery Extender Benefit.

The Delta network options are an affordable alternative. They pivot on the Delta Hospital Network, where cover is provided in full, while also offering the choice of other providers, subject to a deductible of R4 550.

Options in this plan:

  • Classic Saver
  • Essential Saver
  • Coastal Saver

Discovery Core Series

The plans in the Core Series offer a high level of in-hospital cover. Members also have cover for approved chronic medicine.

The Delta network options are an affordable alternative. It pivots on the Delta Hospital Network, where cover is provided in full, while also offering the choice of other providers, subject to a deductible of R4 550.

Options in this plan:

  • Classic Core
  • Essential Core
  • Coastal Core

Discovery KeyCare Series

The plans in the KeyCare Series provide cost-effective cover for the low-income market. The KeyCare Series pivots on a network of hospitals and primary care doctors. KeyCare Plus members also have access to the Trauma Recovery Extender Benefit.

Options in this plan:

  • KeyCare Plus
  • KeyCare Core

Compare Discovery Health Against Other Medical Aid Schemes