Fedhealth is a leading open medical aid scheme that has provided South Africa with their unique perspective on what healthcare is all about. For the past 75 years Fedhealth has stood fast by their principles of providing nothing but the best possible healthcare at premiums designed to suit every pocket.
They are a healthcare scheme that is managed by members. The board of trustees are elected by members of the scheme and are in fact themselves members of the scheme so members can be rest assured that there interests will be held close at heart.
As a healthcare service provider the scheme boasts an incredibly high claims payout status. For the past seven years they have received an AA- credit rating from Global Credit Rating. With an impressive reserve fund of over one billion rand it is safe to say that Fedhealth is financially stable.
They were founded on the principles of honesty, compassion, reliability, quality and the drive to succeed. It is these values that have taken them to top as the third most successful medical aid in the country.
It is the generous benefits provided by Fedhealth that make them the obvious choice. Regardless of scheme option members always receive the best value for money.
Apart from the in and out of hospital benefits, maternity benefits, day to day benefits, GP and specialist visits, chronic benefits and medical savings account, the scheme offers members additional benefits that are unique, these include:
- The option to upgrade to a better plan should a member suffer a life changing event i.e. being diagnosed with a chronic illness.
- Post trauma counselling.
- Young adults up to the age of 27 who are financially dependent will be charged on child rates.
- Contraceptive cover.
- The Fedhealth nurseline for 24 Hour assistance.
- Adventurous, professional and extreme sports cover.
- Cover benefits for international travelling.
- With the Fedhealth Baby Programme a Doula may be used during labour.
The Maxima Plus option is ideal for high level earners. This option is Fedhealth’s premium options and offers the best of the best. Cover for specialist visits at network service providers, unlimited hospital cover, R10 438 (for a single member annually) for day to day expenses, cover for 51 chronic conditions, female contraceptives, preventative care and health screenings.
The Maxima Exec option is ideal for mid to high level earners. The option provides superior healthcare benefits, cover for specialist visits at network service providers, unlimited hospital cover, R7 446 for day to day expenses, cover for 51 chronic conditions, female contraceptives, preventative care and health screenings.
The Maxima Standard Net option is ideal for mid to high level earner. The option provides the same basic cover as the Maxima Basis option with one exception; benefits are subject to Fedhealth network hospital and facilities. Members who fail to comply will receive a hefty co-payment on the hospital bill.
The Maxima Basis option is ideal for mid to high level earners. The option provides unlimited hospital cover at any private hospital facility and day to day benefits. Additional cover provided on this option includes chronic conditions, preventative care, health screenings and contraceptive for woman.
The Maxima Core option is ideal for mid-level earners who are serious about their health. This hospital plan provides the member with unlimited in-hospital cover at any hospital as well as cover for major medical procedures, chronic benefits, health screenings and preventative care as an added bonus member may enjoy reduced co-payments.
The Maxima Entrysaver option is ideal for mid-level earners that need a bit more out of their healthcare benefits. The option provides both unlimited hospital and generous day to day benefits; cover is subject to network hospitals and service providers. Additional benefits include chronic benefits, preventative care and one annual GP visit free for each beneficiary on the scheme and a free flu vaccine for each beneficiary on the scheme.
The Maxima EntryZone option is more of a hospital plan which makes it ideal for individuals that are young, healthy and capable of taking care of their own day to day expenses. The option provides affordable health cover along with preventative care, chronic benefits and Hospital cover subject to network hospitals and service providers. Members will receive one annual GP visit free for each beneficiary on the scheme and a free flu vaccine for each beneficiary on the scheme.