Bonitas BonComprehensive Option

This first-class medical savings plan offers savings, an above threshold benefit and extensive hospital cover.

Bonitas BonComprehensive Option Benefits

  • GP Benefit: Paid from savings
  • Day-to-day Benefit: Paid from savings
Contributions
Principal Member Adult Dependant Child Dependant
Savings R13 068 R12 324 R2 664
Self Payment Gap R3 810 R3 150 R1 450
Above Threshold Benefit Unlimited Unlimited Unlimited
Monthly Contribution R5 774 R5 446 R1 175
Hospital Benefits
Unlimited Hospital Cover Yes
Bonitas Rate for hospital cover 300%
Hospital network N/A
GP & Specialist Consultations Unlimited – Covered at 300% of the Bonitas Rate
Blood Tests & X-Rays Unlimited – Covered at 100% of the Bonitas Rate
MRIs & CT scans (Specialised Radiology) Unlimited in Hospital

R29 840 per family out of hospital

Paramedical/Allied Medical Professionals (such as Physiotherapists, Occupational Therapists, Dieticians and Biokineticists) Unlimited – Covered at 100% of Bonitas Rate
Internal & External Prostheses R52 480 for internal per family

R52 480 for external per family

Internal Nerve Stimulators R157 700 per family
Cochlear Implants R264 500 per family
Mental Health Hospitalisation & Consultations R44 650 per family

R15 130 per family for consultations

Take-Home Medicine R520 per hospital stay
Physical Rehabilitation R47 250 per family
Alternatives to Hospital (Hospice, Step-down Facilities) R15 760 per family
Termincal Care Unlimited
Cancer Treatment R589 000 per family

R233 700 of this can be used for specialised drugs (including biological drugs)

Non-cancer Specialised Drugs (including Biological Drugs) R186 900 per family
Organ Transplants Unlimited
Kidney Dialysis Unlimited
HIV/AIDS Unlimited – subject to registration on the HIV/AIDS programme
Co-payments for Certain Procedures N/A
Out-of-Hospital Benefits
GP Consultations Paid from available savings and/or above threshold benefit
Specialist Consultations Paid from available savings and/or above threshold benefit
X-rays & Ultrasounds Paid from available savings and/or above threshold benefit
MRIs & CT Scans (Specialised Radiology) R29 840 per family
Acute & Over-the-Counter Medicine Paid from available savings and/or above threshold benefit
Paramedical/Allied Medical Professionals Paid from available savings and/or above threshold benefit
Optometry R2 880 per beneficiary

Paid from available savings and/or above threshold benefit once every 2 years

Basic Dentistry Paid from available savings and/or above threshold benefit
Specialised Dentistry Paid from available savings and/or above threshold benefit
Chronic Benefits Cover for 60 Chronic Conditions

R13 170 per beneficiary

R26 250 per family

Unlimited for PMBs

General Medical Appliances R7 990 per family

Stoma car and CPAP machines may exceed the limit by R5 870 per family

Hearing Aids R24 550 per family

10% co-payment will apply

Additional Benefits
International Travel Benefit R5 million per beneficiary

R10 million per family per trip

Maternity Benefits per Pregnancy
  • Private ward after delivery
  • 12 antenatal consultations
  • 2x 2D ultrasound scans
  • R1 160 for antenatal classes
  • 1x amniocentesis
  • 4x postnatal consultations
24/7 Telephonic Baby Advice Line For children under 3 years
Paediatric consultations for children under 1 year 3
Paediatric consultations for children between 1 & 2 years  2
GP Consultations for children between 2 and 12 2
Contraceptives R1 500
Hearing Screening Newborns (up to 8 weeks old), in or out of hospital
Congenital Hypothyroidism Screening Infants under 1 month old
Preventative Care
General Health
  • 1x HIV test per beneficiary
  • 1x flu vaccine per beneficiary
Cardiac Health 1 full lipogram every 5 years for members aged 20 and above
Children’s Health Childhood immunisations
Women’s Health  1x Mammogram every 2 years for females aged 40 – 74 years

1x Pap smear every 3 years for females aged 21 – 65 years

Men’s Health 1x Prostate screening antigen test
Elderly Health 1x pneumococcal vaccine every 5 years for members aged 65 and over

1x stool test for colon cancer for members aged 50 – 75 years

1x bone density screening every 5 years for females aged 65 and over and males aged 70 and over

Wellness Benefits
Wellness screening
(Blood pressure, glucose, cholesterol, body mass index and waist-to-hip ratio)
1 per beneficiary
Wellness extender
Choose from the following:
GP consultation(s), Biokineticist consultation(s), Dietician consultation(s), Physiotherapy consultation(s), a programme to stop smoking
R2 420 per family
Consultations paid at 100% of the Bonitas Rate