Medical Aid Schemes in South Africa - Find A Scheme That Works!

Finding the correct medical aid scheme and option can be a very difficult task as there are so many to choose from. At Medical Aid Search, we only feature 14 of South Africa’s top medical aid schemes. These schemes have great track records and are synonymous with the medical aid industry in South Africa.

Bestmed

Bestmed Medical Aid Scheme

Bestmed Medical Aid Scheme Logo After being part of the medical aid industry for fifty years BestMed Medical aid is still setting the pace amongst medical aid schemes with respect to healthcare standards. Currently ranked fifth in the industry, they will continue providing their members with the same excellent service and outstanding client care they have grown accustomed to.

Bestmed Scheme Statistics

Total Scheme Options (2018): 10
Total Principal Members (2016): 95 085
Total Beneficiaries (2016): 200 512
Solvency Ratio (2016): 26.88%

Bestmed Scheme Options – 2018 Prices

Beat Options

Beat 1 Option [NETWORK]
Principal Member	R1 226
Adult Dependant	R953
Child Dependant	R516

Beat 1 Option [NON-NETWORK]
Principal Member	R1 363
Adult Dependant	R1 058
Child Dependant	R573

Beat 2 Option [NETWORK]
Principal Member	R1 517
Adult Dependant	R1 178
Child Dependant	R639

Beat 2 Option [NON-NETWORK]
Principal Member	R1 685
Adult Dependant	R1 310
Child Dependant	R710

Beat 3 Option [NETWORK]
Principal Member	R2 301
Adult Dependant	R1 636
Child Dependant	R889

Beat 3 Option [NON-NETWORK]
Principal Member	R2 558
Adult Dependant	R1 817
Child Dependant	R987

Beat 4 Option
Principal Member	R3 922
Adult Dependant	R3 239
Child Dependant	R970

Pace Options

Bestmed Pace 1
Principal Member	R3 312
Adult Dependant	R2 325
Child Dependant	R836

Bestmed Pace 2
Principal Member	R4 677
Adult Dependant	R3 898
Child Dependant	R876

Bestmed Pace 3
Principal Member	R5 370
Adult Dependant	R4 322
Child Dependant	R923

Bestmed Pace 4
Principal Member	R6 608
Adult Dependant	R6 608
Child Dependant	R1 548

Pulse Options

Bestmed Pulse 1
Principal Member	R1 372 – R1 976
Adult Dependant	R1 303 – R1 777
Child Dependant	R824 – R987

Bestmed Pulse 1
Principal Member	R4 732
Adult Dependant	R4 732
Child Dependant	R1 124

Bonitas

Bonitas Medical Aid Scheme

Bonitas Medical Aid Scheme Logo Bonitas medical aid is a fully registered medical scheme, for the past 31 years our board of trustees have been personally selected by their members to act in the best interest of both parties. They understand that every person wants to live their perfect life and that health issues can sometimes stand in the way.

Bonitas Scheme Statistics

Total Scheme Options (2018): 11
Total Principal Members (2016): 348 088
Total Beneficiaries (2016): 753 514
Solvency Ratio (2016): 24.4%

Bonitas Scheme Options – 2018 Prices

	Principal Member	Adult Dependant	Child Dependant
BonComprehensive	R5 774	R5 446	R1 175*
BonClassic	R4 009	R3 442	R990*
Standard	R3 265	R2 831	R958*
BonComplete	R3 212	R2 572	R873*
Hospital Plus	R2 897	R2 607	R937*
Standard Select	R2 828	R2 447	R828*
BonSave	R2 304	R1 785	R690*
Primary	R2 076	R1 624	R661*
BonFit	R1 930	R1 495	R578*
Hospital Standard	R1 830	R1 543	R696*
BonEssential	R1 604	R1 227	R470*

* 4th and subsequent children covered free

Discovery Health

Discovery Health Medical Aid Scheme

Discovery Health Logo Discovery Health is South Africa’s best known healthcare funder with more than 2.5 million members they are the largest medical aid scheme in the country. Discovery Health complies with every aspect of medical scheme governance including the King lll Code for corporate governance.

Discovery Health Options – 2018 Prices

Discovery Health offer you the widest range of medical aid plans available in the market today, catering for your specific healthcare and financial needs. Discovery Health’s plans range from the most comprehensive private healthcare cover on their Executive Plan to the KeyCare plans, where you get cost-effective private healthcare cover through Discovery Health’s extensive network of providers.

Executive Plan

The Executive Plan offers you the most extensive cover for in-hospital and day-to-day benefits with extended chronic medicine cover and an unlimited Above Threshold Benefit.

	Principal Member	Adult Dependant	Child Dependant
Executive Plan	R5 950	R5 950	R1 134

Comprehensive Series

Comprehensive cover for in-hospital and day-to-day cover with extended chronic medicine cover and an unlimited Above Threshold Benefit.

	Principal Member	Adult Dependant	Child Dependant
Classic	R4 882	R4 618	R974
Classic Delta	R4 398	R4 162	R874
Classic Zero MSA	R3 662	R3 464	R731
Essential	R4 102	R3 881	R825
Essential Delta	R3 694	R3 490	R742

Priority Series

Cost-effective in-hospital cover, essential chronic medicine cover and day-to-day benefits with a limited Above Threshold Benefit.

Priority Series	Principal Member	Adult Dependant	Child Dependant
Classic	R3 214	R2 534	R1 286
Essential	R2 763	R2 172	R1 103

Saver Series

The most economical in-hospital cover, essential chronic medicine cover and day-to-day benefits through a Medical Savings Account.

	Principal Member	Adult Dependant	Child Dependant
Classic	R2 773	R2 186	R1 110
Classic Delta	R2 214	R1 749	R890
Essential	R2 203	R1 652	R883
Coastal	R2 160	R1 621	R870
Essential Delta	R1 758	R1 325	R705

Core Series

A value-for-money hospital plan that provides unlimited private hospital cover and essential cover for chronic medicine with no day-to-day cover.

	Principal Member	Adult Dependant	Child Dependant
Classic	R2 064	R1 626	R826
Classic Delta	R1 652	R1 301	R660
Essential	R1 773	R1 329	R712
Coastal	R1 610	R1 209	R641
Essential Delta	R1 417	R1 065	R569

Smart Series

The most cost-effective in-hospital cover, essential chronic medicine cover plus limited day-to-day cover if you’re willing to use providers in a specified network.

	Principal Member	Adult Dependant	Child Dependant
Classic	R1 647	R1 298	R658
Essential	R1 180	R1 180	R1 180

KeyCare Series

Affordable medical cover if you’re willing to use providers in a specified network for both in-hospital and out-of-hospital treatment.

KeyCare Plus	Principal Member	Adult Dependant	Child Dependant
12 201+	R2 064	R2 064	R553
8 551 – 12 200	R1 386	R1 386	R389
0 – 8 550	R990	R990	R359

KeyCare Access	Principal Member	Adult Dependant	Child Dependant
12 201+	R2 018	R2 018	R546
8 551 – 12 200	R1 344	R1 344	R378
5 331 – 8 550	R930	R930	R337
0 – 5 330	R697	R697	R306

KeyCare Core	Principal Member	Adult Dependant	Child Dependant
12 201+	R1 525	R1 525	R345
8 551 – 12 200	R988	R988	R243
0 – 8 550	R792	R792	R205

Fedhealth

Fedhealth Medical Aid Scheme

Fedhealth Medical Aid Scheme Logo Fedhealth is a leading open medical aid scheme that has provided South Africa with their unique perspective on what healthcare is all about. For the past 75 years Fedhealth has stood fast by their principles of providing nothing but the best possible healthcare at premiums designed to suit every pocket

Fedhealth Scheme Options – 2018 Prices

Blue Door Plus Option
Principal Member	R844
Adult Dependant	R714
Child Dependant	R401

Maxima EntryZone Option
Principal Member	R1 424
Adult Dependant	R1 088
Child Dependant	R482

Maxima EntrySaver Option
Principal Member	R1 759
Adult Dependant	R1 299
Child Dependant	R565

Maxima Core Option [Network \| Non-Network]
Principal Member	R1 838 \| R2 082
Adult Dependant	R1 596 \| R1 806
Child Dependant	R646 \| R732

Maxima Saver Option [Network \| Non-Network]
Principal Member	R2 003 \| R2 259
Adult Dependant	R1 678 \| R1 887
Child Dependant	R584 \| R657

Maxima Basis Option [Network \| Non-Network]
Principal Member	R2 407 \| R2 722
Adult Dependant	R2 106 \| R2 374
Child Dependant	R732 \| R826

Maxima StandardElect Option
Principal Member	R2 527
Adult Dependant	R2 210
Child Dependant	R763

Maxima Standard Option
Principal Member	R3 310
Adult Dependant	R2 890
Child Dependant	R998

Maxima Advanced Option
Principal Member	R3 607
Adult Dependant	R3 138
Child Dependant	R1 082

Maxima Exec Option
Principal Member	R4 805
Adult Dependant	R4 103
Child Dependant	R1 463

Maxima Plus Option
Principal Member	R7 535
Adult Dependant	R6 415
Child Dependant	R2 303

Ultima Option
Principal Member	R10 306
Adult Dependant	R8 761
Child Dependant	R3 150

Genesis

Genesis Medical Aid Scheme

Genesis Medical Aid Scheme Logo Genesis is a successful open healthcare services providers that make it their business to provide the public with afford medical aid cover and benefit options. These options are tailor made to fit the healthcare needs of any person regardless of how diverse they may be.

Genesis Scheme Options – 2018 Prices

Private Choice Option
Principal Member	R1 060
Adult Dependant	R1 060
Child Dependant	R370

Private Option
Principal Member	R1 580
Adult Dependant	R1 580
Child Dependant	R415

Private PLUS Option
Principal Member	R2 100
Adult Dependant	R2 100
Child Dependant	R415

Comprehensive Option
Principal Member	R2 350
Adult Dependant	R2 350
Child Dependant	R415

Keyhealth

Keyhealth Medical Aid Scheme

Keyhealth Medical Aid Scheme Logo KeyHealth is an open medical aid scheme with a lineage dating back as far as the early 20th Century. The scheme maintains the values they were founded on and today continue to provide scores of South Africans with a series of comprehensive yet diverse healthcare options.

Keyhealth Scheme Options – 2018 Prices

Essence Option
Principal Member	R1 360
Adult Dependant	R1 090
Child Dependant	R490

Origin Option
Principal Member	R1 600
Adult Dependant	R1 140
Child Dependant	R520

Equilibrium Option
Principal Member	R1 936
Adult Dependant	R1 195
Child Dependant	R593

Silver Option
Principal Member	R3 216
Adult Dependant	R1 730
Child Dependant	R670

Gold Option
Principal Member	R4 516
Adult Dependant	R3 054
Child Dependant	R885

Platinum Option
Principal Member	R7 408
Adult Dependant	R5 193
Child Dependant	R1 562

Medihelp

Medihelp Medical Aid Scheme

Medihelp Medical Aid Scheme Logo Medihelp is one of South Africa’s largest open medical aid schemes. Everyday approximately 220 000 South Africans rely on Medihelp to provide them with affordable medical aid cover. In an ever changing healthcare industry, where legislations constantly change and the cost of healthcare is ever rising, Medihelp overcomes these challenges with effortless ease and continue to make quality healthcare more accessible.

Medihelp Scheme Options – 2018 Prices

Necesse Student Option
Principal Member	R474
Adult Dependant	–
Child Dependant	–

Dimension Prime 1 Option [Network or Non-Network]
Principal Member	R1 356 – R1 728
Adult Dependant	R1 104 – R1 422
Child Dependant	R408 – R522

Dimension Prime 2 Option [Network or Non-Network]
Principal Member	R1 800 – R2 310
Adult Dependant	R1 476 – R1 890
Child Dependant	R534 – R690

Dimension Prime 3 Option [Network or Non-Network]
Principal Member	R2 352 – R2 940
Adult Dependant	R1 986 – R2 490
Child Dependant	R684 – R858

Dimension Elite Option
Principal Member	R4 272
Adult Dependant	R3 996
Child Dependant	R1 164

Plus Option
Principal Member	R7 464
Adult Dependant	R7 464
Child Dependant	R1 890

* You only pay for two children younger than 18 years on the Dimension Prime range, after which child dependant rates will apply from the beginning of the year following the year in which they turn 18, until they are 26 years old.

** You pay only R474 if your monthly income does not exceed R400 and if you can provide us with a letter on an official letterhead from your tertiary institution confirming that you are registered as a full-time student.

Medshield

Medshield Medical Aid Scheme

Medshield Medical Aid Scheme Logo Medshield is one of South Africa’s fastest growing open medical aid schemes. Currently ranked at the sixth largest medical aid scheme they have an ever increasing membership population of almost 200 000. Since 1968 the medical scheme has been providing members with a range of widespread healthcare benefits that are specifically formulated to provide quality services at the lowest possible cost.

Medshield Scheme Options – 2018 Prices

MedPhila Option
Principal Member	R1 143
Adult Dependant	R1 143
Child Dependant	R288

MediValue Option
Principal Member	R1 680
Adult Dependant	R1 464
Child Dependant	R459

MediCore Option
Principal Member	R2 123
Adult Dependant	R1 791
Child Dependant	R480

MediPlus Option
Principal Member	R2 817
Adult Dependant	R2 004
Child Dependant	R618

MediSaver Option
Principal Member	R2 850
Adult Dependant	R2 382
Child Dependant	R684

MediBonus Option
Principal Member	R4 641
Adult Dependant	R3 252
Child Dependant	R942

PremiumPlus Option
Principal Member	R4 830
Adult Dependant	R4 413
Child Dependant	R903

Momentum Health

Momentum Health Medical Aid Scheme

Momentum Health Logo Momentum Health medical scheme is one of South Africa’s biggest open medical aid schemes. Momentum accredits their fast growth to their service excellence, budgeting expertise and the flexibility of their medical aid plans. The Flexibility of the Momentum healthcare options allows members to shape their healthcare cover according to what suites their needs and budget best.

Momentum Health Options – 2018 Prices

Ingwe Option
Principal Member	R370 – R2 409
Adult Dependant	R370 – R2 409
Child Dependant	R232 – R699

Impact Option
Principal Member	R2 150 – R2 630
Adult Dependant	R2 150 – R2 630
Child Dependant	R635 – R880

Custom Option
Principal Member	R2 249
Adult Dependant	R1 806
Child Dependant	R803

Incentive Option
Principal Member	R3 052
Adult Dependant	R2 480
Child Dependant	R1 189

Extender Option
Principal Member	R5 816
Adult Dependant	R4 640
Child Dependant	R1 745

Summit Option
Principal Member	R8 342
Adult Dependant	R6 672
Child Dependant	R1 916

Profmed

Profmed Medical Aid Scheme

Profmed Medical Aid Scheme Logo Profmed is a leading medical aid scheme that is committed to providing its members with comprehensive benefits at affordable rates. Unlike other open medical aid schemes that are available to the public, at large the scheme’s membership is restricted to post graduate professionals.

Profmed Scheme Options – 2018 Prices

ProActive Option
Principal Member	R689 – R1 528
Adult Dependant	R689 – R1 412
Child Dependant	R441 – R595

ProActive PLUS Option
Principal Member	R1 751
Adult Dependant	R1 628
Child Dependant	R683

ProSecure Option
Principal Member	R2 302 – R3 201
Adult Dependant	R2 302 – R2 964
Child Dependant	R1 043 – R1 250

ProSecure PLUS Option
Principal Member	R3 907
Adult Dependant	R3 615
Child Dependant	R1 522

ProPinnacle Option
Principal Member	R6 668
Adult Dependant	R6 185
Child Dependant	R2 000

Resolution Health

Resolution Health Medical Aid Scheme

Resolution Health Logo Resolution Health is one of South Africa’s top open healthcare schemes. As a forward thinking, innovative, sustainable medical aid they provide unique healthcare service at affordable premiums. At Resolution Health their every effort is in the best interests of their members.

Resolution Health Options – 2018 Prices

Foundation Option
Principal Member	R961 – R2 255
Adult Dependant	R961 – R2 255
Child Dependant	R289 – R774

Hospital Option
Principal Member	R1 720
Adult Dependant	R1 450
Child Dependant	R640

Progressive Flex Option
Principal Member	R2 365
Adult Dependant	R2 190
Child Dependant	R725

Progressive Flex PLUS Option
Principal Member	R2 605
Adult Dependant	R2 410
Child Dependant	R800

Millennium SELECT Option
Principal Member	R4 235
Adult Dependant	R3 630
Child Dependant	R985

Millennium Option
Principal Member	R4 660
Adult Dependant	R3 990
Child Dependant	R1 085

Supreme Option
Principal Member	R5 065
Adult Dependant	R4 820
Child Dependant	R1 255

Sizwe

Sizwe Medical Aid Scheme

Sizwe Medical Aid Scheme Logo In a sense the scheme was founded for the people by the people, since our democracy in 1994 the scheme has continued to grow with the people of South Africa providing them with affordable comprehensive healthcare every step of the way. It is the vision of Sizwe to provide healthcare to a united rainbow nation, free of marginalisation, political ideologies and financial status.

Sizwe Scheme Options – 2018 Prices

Primary Care Option
Principal Member	R427 – R2 442
Adult Dependant	R427 – R1 595
Child Dependant	R427 – R504

Gomomo Care Option
Principal Member	R845 – R2 087
Adult Dependant	R835 – R1 704
Child Dependant	R352 – R499

Affordable Care Option
Principal Member	R2 870 – R3 840
Adult Dependant	R2 637 – R3 414
Child Dependant	R662 – R767

Full Benefit Care Option
Principal Member	R4 421 – R5 129
Adult Dependant	R4 016 – R4 663
Child Dependant	R903 – R1 008

Spectramed

Spectramed Medical Aid Scheme

Spectramed Medical Aid Scheme Logo Spectramed Medical Scheme is one of the best known medical schemes in the country. For the past 50+ years members have benefited from their experience and professional service, other medical aid schemes provide the same basic healthcare services as the competition.

Spectramed Scheme Options – 2018 Prices

Spectra Aqua Option
Principal Member	R1 335
Adult Dependant	R1 230
Child Dependant	R472

Spectra Cyan Option
Principal Member	R1 928 – R2 647
Adult Dependant	R1 887 – R2 572
Child Dependant	R771 – R1 061

Spectra Capri Option
Principal Member	R2 213
Adult Dependant	R1 802
Child Dependant	R1 005

Spectra Azure Option
Principal Member	R3 758 – R4 034
Adult Dependant	R2 117 – R2 892
Child Dependant	R1 133 – R1 417

Spectra Cobalt Option
Principal Member	R5 993
Adult Dependant	R5 460
Child Dependant	R2 079

Topmed

Topmed Medical Aid Scheme

Topmed is a registered medical scheme that is passionate about providing a variety of healthcare options that have been specifically formulated to cater to the needs of individuals, SME’s and corporate clients alike. Established in 1972, they believe in an innovative approach offering members the highest level of service excellence. Driven by their desire to provide their members with the best healthcare possible they have joined hands with Momentum Medical Scheme as partners in managed care and administration.

Topmed Medical Scheme – 2018 Prices

Network Option
Principal Member	R348 – R1 889
Adult Dependant	R348 – R1 889
Child Dependant	R348 – R506

Essential Option
Principal Member	R1 588
Adult Dependant	R1 278
Child Dependant	R645

Active Saver Option
Principal Member	R1 598
Adult Dependant	R1 598
Child Dependant	R529

Limited Option
Principal Member	R2 267
Adult Dependant	R990
Child Dependant	R416

Savings Option
Principal Member	R2 523
Adult Dependant	R2 015
Child Dependant	R760

Family Option
Principal Member	R3 836
Adult Dependant	R3 066
Child Dependant	R1 048

Executive Option
Principal Member	R4 894
Adult Dependant	R3 906
Child Dependant	R1 488

Comprehensive Option
Principal Member	R6 672
Adult Dependant	R5 506
Child Dependant	R1 566

Maxima Core Option [Network \| Non-Network]
Principal Member	R1 838 \| R2 082
Adult Dependant	R1 596 \| R1 806
Child Dependant	R646 \| R732

Maxima Saver Option [Network \| Non-Network]
Principal Member	R2 003 \| R2 259
Adult Dependant	R1 678 \| R1 887
Child Dependant	R584 \| R657

Maxima Basis Option [Network \| Non-Network]
Principal Member	R2 407 \| R2 722
Adult Dependant	R2 106 \| R2 374
Child Dependant	R732 \| R826