Finding the correct medical aid scheme and option can be a very difficult task as there are so many to choose from. At Medical Aid Search, we only feature 14 of South Africa’s top medical aid schemes. These schemes have great track records and are synonymous with the medical aid industry in South Africa.
Bestmed
Bestmed Medical Aid Scheme
After being part of the medical aid industry for fifty years BestMed Medical aid is still setting the pace amongst medical aid schemes with respect to healthcare standards. Currently ranked fifth in the industry, they will continue providing their members with the same excellent service and outstanding client care they have grown accustomed to.
Bestmed Scheme Statistics
- Total Scheme Options (2018): 10
- Total Principal Members (2016): 95 085
- Total Beneficiaries (2016): 200 512
- Solvency Ratio (2016): 26.88%
Bestmed Scheme Options – 2018 Prices
Beat Options
| Beat 1 Option [NETWORK] | |
|---|---|
| Principal Member | R1 226 |
| Adult Dependant | R953 |
| Child Dependant | R516 |
| Beat 1 Option [NON-NETWORK] | |
|---|---|
| Principal Member | R1 363 |
| Adult Dependant | R1 058 |
| Child Dependant | R573 |
| Beat 2 Option [NETWORK] | |
|---|---|
| Principal Member | R1 517 |
| Adult Dependant | R1 178 |
| Child Dependant | R639 |
| Beat 2 Option [NON-NETWORK] | |
|---|---|
| Principal Member | R1 685 |
| Adult Dependant | R1 310 |
| Child Dependant | R710 |
| Beat 3 Option [NETWORK] | |
|---|---|
| Principal Member | R2 301 |
| Adult Dependant | R1 636 |
| Child Dependant | R889 |
| Beat 3 Option [NON-NETWORK] | |
|---|---|
| Principal Member | R2 558 |
| Adult Dependant | R1 817 |
| Child Dependant | R987 |
| Beat 4 Option | |
|---|---|
| Principal Member | R3 922 |
| Adult Dependant | R3 239 |
| Child Dependant | R970 |
Pace Options
| Bestmed Pace 1 | |
|---|---|
| Principal Member | R3 312 |
| Adult Dependant | R2 325 |
| Child Dependant | R836 |
| Bestmed Pace 2 | |
|---|---|
| Principal Member | R4 677 |
| Adult Dependant | R3 898 |
| Child Dependant | R876 |
| Bestmed Pace 3 | |
|---|---|
| Principal Member | R5 370 |
| Adult Dependant | R4 322 |
| Child Dependant | R923 |
| Bestmed Pace 4 | |
|---|---|
| Principal Member | R6 608 |
| Adult Dependant | R6 608 |
| Child Dependant | R1 548 |
Pulse Options
| Bestmed Pulse 1 | |
|---|---|
| Principal Member | R1 372 – R1 976 |
| Adult Dependant | R1 303 – R1 777 |
| Child Dependant | R824 – R987 |
| Bestmed Pulse 1 | |
|---|---|
| Principal Member | R4 732 |
| Adult Dependant | R4 732 |
| Child Dependant | R1 124 |
Bonitas
Bonitas Medical Aid Scheme
Bonitas medical aid is a fully registered medical scheme, for the past 31 years our board of trustees have been personally selected by their members to act in the best interest of both parties. They understand that every person wants to live their perfect life and that health issues can sometimes stand in the way.
Bonitas Scheme Statistics
- Total Scheme Options (2018): 11
- Total Principal Members (2016): 348 088
- Total Beneficiaries (2016): 753 514
- Solvency Ratio (2016): 24.4%
Bonitas Scheme Options – 2018 Prices
| Principal Member | Adult Dependant | Child Dependant | |
|---|---|---|---|
| BonComprehensive | R5 774 | R5 446 | R1 175* |
| BonClassic | R4 009 | R3 442 | R990* |
| Standard | R3 265 | R2 831 | R958* |
| BonComplete | R3 212 | R2 572 | R873* |
| Hospital Plus | R2 897 | R2 607 | R937* |
| Standard Select | R2 828 | R2 447 | R828* |
| BonSave | R2 304 | R1 785 | R690* |
| Primary | R2 076 | R1 624 | R661* |
| BonFit | R1 930 | R1 495 | R578* |
| Hospital Standard | R1 830 | R1 543 | R696* |
| BonEssential | R1 604 | R1 227 | R470* |
* 4th and subsequent children covered free
Discovery Health
Discovery Health Medical Aid Scheme
Discovery Health is South Africa’s best known healthcare funder with more than 2.5 million members they are the largest medical aid scheme in the country. Discovery Health complies with every aspect of medical scheme governance including the King lll Code for corporate governance.
Discovery Health Options – 2018 Prices
Discovery Health offer you the widest range of medical aid plans available in the market today, catering for your specific healthcare and financial needs. Discovery Health’s plans range from the most comprehensive private healthcare cover on their Executive Plan to the KeyCare plans, where you get cost-effective private healthcare cover through Discovery Health’s extensive network of providers.
Executive Plan
The Executive Plan offers you the most extensive cover for in-hospital and day-to-day benefits with extended chronic medicine cover and an unlimited Above Threshold Benefit.
| Principal Member | Adult Dependant | Child Dependant | |
|---|---|---|---|
| Executive Plan | R5 950 | R5 950 | R1 134 |
Comprehensive Series
Comprehensive cover for in-hospital and day-to-day cover with extended chronic medicine cover and an unlimited Above Threshold Benefit.
| Principal Member | Adult Dependant | Child Dependant | |
|---|---|---|---|
| Classic | R4 882 | R4 618 | R974 |
| Classic Delta | R4 398 | R4 162 | R874 |
| Classic Zero MSA | R3 662 | R3 464 | R731 |
| Essential | R4 102 | R3 881 | R825 |
| Essential Delta | R3 694 | R3 490 | R742 |
Priority Series
Cost-effective in-hospital cover, essential chronic medicine cover and day-to-day benefits with a limited Above Threshold Benefit.
| Priority Series | Principal Member | Adult Dependant | Child Dependant |
|---|---|---|---|
| Classic | R3 214 | R2 534 | R1 286 |
| Essential | R2 763 | R2 172 | R1 103 |
Saver Series
The most economical in-hospital cover, essential chronic medicine cover and day-to-day benefits through a Medical Savings Account.
| Principal Member | Adult Dependant | Child Dependant | |
|---|---|---|---|
| Classic | R2 773 | R2 186 | R1 110 |
| Classic Delta | R2 214 | R1 749 | R890 |
| Essential | R2 203 | R1 652 | R883 |
| Coastal | R2 160 | R1 621 | R870 |
| Essential Delta | R1 758 | R1 325 | R705 |
Core Series
A value-for-money hospital plan that provides unlimited private hospital cover and essential cover for chronic medicine with no day-to-day cover.
| Principal Member | Adult Dependant | Child Dependant | |
|---|---|---|---|
| Classic | R2 064 | R1 626 | R826 |
| Classic Delta | R1 652 | R1 301 | R660 |
| Essential | R1 773 | R1 329 | R712 |
| Coastal | R1 610 | R1 209 | R641 |
| Essential Delta | R1 417 | R1 065 | R569 |
Smart Series
The most cost-effective in-hospital cover, essential chronic medicine cover plus limited day-to-day cover if you’re willing to use providers in a specified network.
| Principal Member | Adult Dependant | Child Dependant | |
|---|---|---|---|
| Classic | R1 647 | R1 298 | R658 |
| Essential | R1 180 | R1 180 | R1 180 |
KeyCare Series
Affordable medical cover if you’re willing to use providers in a specified network for both in-hospital and out-of-hospital treatment.
| KeyCare Plus | Principal Member | Adult Dependant | Child Dependant |
|---|---|---|---|
| 12 201+ | R2 064 | R2 064 | R553 |
| 8 551 – 12 200 | R1 386 | R1 386 | R389 |
| 0 – 8 550 | R990 | R990 | R359 |
| KeyCare Access | Principal Member | Adult Dependant | Child Dependant |
|---|---|---|---|
| 12 201+ | R2 018 | R2 018 | R546 |
| 8 551 – 12 200 | R1 344 | R1 344 | R378 |
| 5 331 – 8 550 | R930 | R930 | R337 |
| 0 – 5 330 | R697 | R697 | R306 |
| KeyCare Core | Principal Member | Adult Dependant | Child Dependant |
|---|---|---|---|
| 12 201+ | R1 525 | R1 525 | R345 |
| 8 551 – 12 200 | R988 | R988 | R243 |
| 0 – 8 550 | R792 | R792 | R205 |
Fedhealth
Fedhealth Medical Aid Scheme
Fedhealth is a leading open medical aid scheme that has provided South Africa with their unique perspective on what healthcare is all about. For the past 75 years Fedhealth has stood fast by their principles of providing nothing but the best possible healthcare at premiums designed to suit every pocket
Fedhealth Scheme Options – 2018 Prices
| Blue Door Plus Option | |
|---|---|
| Principal Member | R844 |
| Adult Dependant | R714 |
| Child Dependant | R401 |
| Maxima EntryZone Option | |
|---|---|
| Principal Member | R1 424 |
| Adult Dependant | R1 088 |
| Child Dependant | R482 |
| Maxima EntrySaver Option | |
|---|---|
| Principal Member | R1 759 |
| Adult Dependant | R1 299 |
| Child Dependant | R565 |
| Maxima Core Option [Network | Non-Network] | |
|---|---|
| Principal Member | R1 838 | R2 082 |
| Adult Dependant | R1 596 | R1 806 |
| Child Dependant | R646 | R732 |
| Maxima Saver Option [Network | Non-Network] | |
|---|---|
| Principal Member | R2 003 | R2 259 |
| Adult Dependant | R1 678 | R1 887 |
| Child Dependant | R584 | R657 |
| Maxima Basis Option [Network | Non-Network] | |
|---|---|
| Principal Member | R2 407 | R2 722 |
| Adult Dependant | R2 106 | R2 374 |
| Child Dependant | R732 | R826 |
| Maxima StandardElect Option | |
|---|---|
| Principal Member | R2 527 |
| Adult Dependant | R2 210 |
| Child Dependant | R763 |
| Maxima Standard Option | |
|---|---|
| Principal Member | R3 310 |
| Adult Dependant | R2 890 |
| Child Dependant | R998 |
| Maxima Advanced Option | |
|---|---|
| Principal Member | R3 607 |
| Adult Dependant | R3 138 |
| Child Dependant | R1 082 |
| Maxima Exec Option | |
|---|---|
| Principal Member | R4 805 |
| Adult Dependant | R4 103 |
| Child Dependant | R1 463 |
| Maxima Plus Option | |
|---|---|
| Principal Member | R7 535 |
| Adult Dependant | R6 415 |
| Child Dependant | R2 303 |
| Ultima Option | |
|---|---|
| Principal Member | R10 306 |
| Adult Dependant | R8 761 |
| Child Dependant | R3 150 |
Genesis
Genesis Medical Aid Scheme
Genesis is a successful open healthcare services providers that make it their business to provide the public with afford medical aid cover and benefit options. These options are tailor made to fit the healthcare needs of any person regardless of how diverse they may be.
Genesis Scheme Options – 2018 Prices
| Private Choice Option | |
|---|---|
| Principal Member | R1 060 |
| Adult Dependant | R1 060 |
| Child Dependant | R370 |
| Private Option | |
|---|---|
| Principal Member | R1 580 |
| Adult Dependant | R1 580 |
| Child Dependant | R415 |
| Private PLUS Option | |
|---|---|
| Principal Member | R2 100 |
| Adult Dependant | R2 100 |
| Child Dependant | R415 |
| Comprehensive Option | |
|---|---|
| Principal Member | R2 350 |
| Adult Dependant | R2 350 |
| Child Dependant | R415 |
Keyhealth
Keyhealth Medical Aid Scheme
KeyHealth is an open medical aid scheme with a lineage dating back as far as the early 20th Century. The scheme maintains the values they were founded on and today continue to provide scores of South Africans with a series of comprehensive yet diverse healthcare options.
Keyhealth Scheme Options – 2018 Prices
| Essence Option | |
|---|---|
| Principal Member | R1 360 |
| Adult Dependant | R1 090 |
| Child Dependant | R490 |
| Origin Option | |
|---|---|
| Principal Member | R1 600 |
| Adult Dependant | R1 140 |
| Child Dependant | R520 |
| Equilibrium Option | |
|---|---|
| Principal Member | R1 936 |
| Adult Dependant | R1 195 |
| Child Dependant | R593 |
| Silver Option | |
|---|---|
| Principal Member | R3 216 |
| Adult Dependant | R1 730 |
| Child Dependant | R670 |
| Gold Option | |
|---|---|
| Principal Member | R4 516 |
| Adult Dependant | R3 054 |
| Child Dependant | R885 |
| Platinum Option | |
|---|---|
| Principal Member | R7 408 |
| Adult Dependant | R5 193 |
| Child Dependant | R1 562 |
Medihelp
Medihelp Medical Aid Scheme
Medihelp is one of South Africa’s largest open medical aid schemes. Everyday approximately 220 000 South Africans rely on Medihelp to provide them with affordable medical aid cover. In an ever changing healthcare industry, where legislations constantly change and the cost of healthcare is ever rising, Medihelp overcomes these challenges with effortless ease and continue to make quality healthcare more accessible.
Medihelp Scheme Options – 2018 Prices
| Necesse Student Option | |
|---|---|
| Principal Member | R474 |
| Adult Dependant | – |
| Child Dependant | – |
| Dimension Prime 1 Option [Network or Non-Network] | |
|---|---|
| Principal Member | R1 356 – R1 728 |
| Adult Dependant | R1 104 – R1 422 |
| Child Dependant | R408 – R522 |
| Dimension Prime 2 Option [Network or Non-Network] | |
|---|---|
| Principal Member | R1 800 – R2 310 |
| Adult Dependant | R1 476 – R1 890 |
| Child Dependant | R534 – R690 |
| Dimension Prime 3 Option [Network or Non-Network] | |
|---|---|
| Principal Member | R2 352 – R2 940 |
| Adult Dependant | R1 986 – R2 490 |
| Child Dependant | R684 – R858 |
| Dimension Elite Option | |
|---|---|
| Principal Member | R4 272 |
| Adult Dependant | R3 996 |
| Child Dependant | R1 164 |
| Plus Option | |
|---|---|
| Principal Member | R7 464 |
| Adult Dependant | R7 464 |
| Child Dependant | R1 890 |
* You only pay for two children younger than 18 years on the Dimension Prime range, after which child dependant rates will apply from the beginning of the year following the year in which they turn 18, until they are 26 years old.
** You pay only R474 if your monthly income does not exceed R400 and if you can provide us with a letter on an official letterhead from your tertiary institution confirming that you are registered as a full-time student.
Medshield
Medshield Medical Aid Scheme
Medshield is one of South Africa’s fastest growing open medical aid schemes. Currently ranked at the sixth largest medical aid scheme they have an ever increasing membership population of almost 200 000. Since 1968 the medical scheme has been providing members with a range of widespread healthcare benefits that are specifically formulated to provide quality services at the lowest possible cost.
Medshield Scheme Options – 2018 Prices
| MedPhila Option | |
|---|---|
| Principal Member | R1 143 |
| Adult Dependant | R1 143 |
| Child Dependant | R288 |
| MediValue Option | |
|---|---|
| Principal Member | R1 680 |
| Adult Dependant | R1 464 |
| Child Dependant | R459 |
| MediCore Option | |
|---|---|
| Principal Member | R2 123 |
| Adult Dependant | R1 791 |
| Child Dependant | R480 |
| MediPlus Option | |
|---|---|
| Principal Member | R2 817 |
| Adult Dependant | R2 004 |
| Child Dependant | R618 |
| MediSaver Option | |
|---|---|
| Principal Member | R2 850 |
| Adult Dependant | R2 382 |
| Child Dependant | R684 |
| MediBonus Option | |
|---|---|
| Principal Member | R4 641 |
| Adult Dependant | R3 252 |
| Child Dependant | R942 |
| PremiumPlus Option | |
|---|---|
| Principal Member | R4 830 |
| Adult Dependant | R4 413 |
| Child Dependant | R903 |
Momentum Health
Momentum Health Medical Aid Scheme
Momentum Health medical scheme is one of South Africa’s biggest open medical aid schemes. Momentum accredits their fast growth to their service excellence, budgeting expertise and the flexibility of their medical aid plans. The Flexibility of the Momentum healthcare options allows members to shape their healthcare cover according to what suites their needs and budget best.
Momentum Health Options – 2018 Prices
| Ingwe Option | |
|---|---|
| Principal Member | R370 – R2 409 |
| Adult Dependant | R370 – R2 409 |
| Child Dependant | R232 – R699 |
| Impact Option | |
|---|---|
| Principal Member | R2 150 – R2 630 |
| Adult Dependant | R2 150 – R2 630 |
| Child Dependant | R635 – R880 |
| Custom Option | |
|---|---|
| Principal Member | R2 249 |
| Adult Dependant | R1 806 |
| Child Dependant | R803 |
| Incentive Option | |
|---|---|
| Principal Member | R3 052 |
| Adult Dependant | R2 480 |
| Child Dependant | R1 189 |
| Extender Option | |
|---|---|
| Principal Member | R5 816 |
| Adult Dependant | R4 640 |
| Child Dependant | R1 745 |
| Summit Option | |
|---|---|
| Principal Member | R8 342 |
| Adult Dependant | R6 672 |
| Child Dependant | R1 916 |
Profmed
Profmed Medical Aid Scheme
Profmed is a leading medical aid scheme that is committed to providing its members with comprehensive benefits at affordable rates. Unlike other open medical aid schemes that are available to the public, at large the scheme’s membership is restricted to post graduate professionals.
Profmed Scheme Options – 2018 Prices
| ProActive Option | |
|---|---|
| Principal Member | R689 – R1 528 |
| Adult Dependant | R689 – R1 412 |
| Child Dependant | R441 – R595 |
| ProActive PLUS Option | |
|---|---|
| Principal Member | R1 751 |
| Adult Dependant | R1 628 |
| Child Dependant | R683 |
| ProSecure Option | |
|---|---|
| Principal Member | R2 302 – R3 201 |
| Adult Dependant | R2 302 – R2 964 |
| Child Dependant | R1 043 – R1 250 |
| ProSecure PLUS Option | |
|---|---|
| Principal Member | R3 907 |
| Adult Dependant | R3 615 |
| Child Dependant | R1 522 |
| ProPinnacle Option | |
|---|---|
| Principal Member | R6 668 |
| Adult Dependant | R6 185 |
| Child Dependant | R2 000 |
Resolution Health
Resolution Health Medical Aid Scheme
Resolution Health is one of South Africa’s top open healthcare schemes. As a forward thinking, innovative, sustainable medical aid they provide unique healthcare service at affordable premiums. At Resolution Health their every effort is in the best interests of their members.
Resolution Health Options – 2018 Prices
| Foundation Option | |
|---|---|
| Principal Member | R961 – R2 255 |
| Adult Dependant | R961 – R2 255 |
| Child Dependant | R289 – R774 |
| Hospital Option | |
|---|---|
| Principal Member | R1 720 |
| Adult Dependant | R1 450 |
| Child Dependant | R640 |
| Progressive Flex Option | |
|---|---|
| Principal Member | R2 365 |
| Adult Dependant | R2 190 |
| Child Dependant | R725 |
| Progressive Flex PLUS Option | |
|---|---|
| Principal Member | R2 605 |
| Adult Dependant | R2 410 |
| Child Dependant | R800 |
| Millennium SELECT Option | |
|---|---|
| Principal Member | R4 235 |
| Adult Dependant | R3 630 |
| Child Dependant | R985 |
| Millennium Option | |
|---|---|
| Principal Member | R4 660 |
| Adult Dependant | R3 990 |
| Child Dependant | R1 085 |
| Supreme Option | |
|---|---|
| Principal Member | R5 065 |
| Adult Dependant | R4 820 |
| Child Dependant | R1 255 |
Sizwe
Sizwe Medical Aid Scheme
In a sense the scheme was founded for the people by the people, since our democracy in 1994 the scheme has continued to grow with the people of South Africa providing them with affordable comprehensive healthcare every step of the way. It is the vision of Sizwe to provide healthcare to a united rainbow nation, free of marginalisation, political ideologies and financial status.
Sizwe Scheme Options – 2018 Prices
| Primary Care Option | |
|---|---|
| Principal Member | R427 – R2 442 |
| Adult Dependant | R427 – R1 595 |
| Child Dependant | R427 – R504 |
| Gomomo Care Option | |
|---|---|
| Principal Member | R845 – R2 087 |
| Adult Dependant | R835 – R1 704 |
| Child Dependant | R352 – R499 |
| Affordable Care Option | |
|---|---|
| Principal Member | R2 870 – R3 840 |
| Adult Dependant | R2 637 – R3 414 |
| Child Dependant | R662 – R767 |
| Full Benefit Care Option | |
|---|---|
| Principal Member | R4 421 – R5 129 |
| Adult Dependant | R4 016 – R4 663 |
| Child Dependant | R903 – R1 008 |
Spectramed
Spectramed Medical Aid Scheme
Spectramed Medical Scheme is one of the best known medical schemes in the country. For the past 50+ years members have benefited from their experience and professional service, other medical aid schemes provide the same basic healthcare services as the competition.
Spectramed Scheme Options – 2018 Prices
| Spectra Aqua Option | |
|---|---|
| Principal Member | R1 335 |
| Adult Dependant | R1 230 |
| Child Dependant | R472 |
| Spectra Cyan Option | |
|---|---|
| Principal Member | R1 928 – R2 647 |
| Adult Dependant | R1 887 – R2 572 |
| Child Dependant | R771 – R1 061 |
| Spectra Capri Option | |
|---|---|
| Principal Member | R2 213 |
| Adult Dependant | R1 802 |
| Child Dependant | R1 005 |
| Spectra Azure Option | |
|---|---|
| Principal Member | R3 758 – R4 034 |
| Adult Dependant | R2 117 – R2 892 |
| Child Dependant | R1 133 – R1 417 |
| Spectra Cobalt Option | |
|---|---|
| Principal Member | R5 993 |
| Adult Dependant | R5 460 |
| Child Dependant | R2 079 |
Topmed
Topmed Medical Aid Scheme
Topmed is a registered medical scheme that is passionate about providing a variety of healthcare options that have been specifically formulated to cater to the needs of individuals, SME’s and corporate clients alike. Established in 1972, they believe in an innovative approach offering members the highest level of service excellence. Driven by their desire to provide their members with the best healthcare possible they have joined hands with Momentum Medical Scheme as partners in managed care and administration.
Topmed Medical Scheme – 2018 Prices
| Network Option | |
|---|---|
| Principal Member | R348 – R1 889 |
| Adult Dependant | R348 – R1 889 |
| Child Dependant | R348 – R506 |
| Essential Option | |
|---|---|
| Principal Member | R1 588 |
| Adult Dependant | R1 278 |
| Child Dependant | R645 |
| Active Saver Option | |
|---|---|
| Principal Member | R1 598 |
| Adult Dependant | R1 598 |
| Child Dependant | R529 |
| Limited Option | |
|---|---|
| Principal Member | R2 267 |
| Adult Dependant | R990 |
| Child Dependant | R416 |
| Savings Option | |
|---|---|
| Principal Member | R2 523 |
| Adult Dependant | R2 015 |
| Child Dependant | R760 |
| Family Option | |
|---|---|
| Principal Member | R3 836 |
| Adult Dependant | R3 066 |
| Child Dependant | R1 048 |
| Executive Option | |
|---|---|
| Principal Member | R4 894 |
| Adult Dependant | R3 906 |
| Child Dependant | R1 488 |
| Comprehensive Option | |
|---|---|
| Principal Member | R6 672 |
| Adult Dependant | R5 506 |
| Child Dependant | R1 566 |
